The House of Insurance is in the heart of Texas to help you navigate the world of insurance. Today, we take a look at a pressing concern for many vehicle owners: auto theft and its impact on auto insurance.
Auto Theft in Houston, a Growing Concern
The unfortunate truth is that Houston has seen an increase in auto theft over the past few years. This has left many of our fellow Texans asking how such an incident might impact their auto insurance.
The Role of Comprehensive Coverage
It’s important to understand that not all auto insurance policies automatically cover auto theft. When you look at your policy, it’s the ‘comprehensive coverage’ portion that comes into play when your vehicle is stolen. Comprehensive coverage offers protection beyond collisions and can include things like auto theft, weather damage, and vandalism. To protect yourself against theft, it’s necessary to consider adding this kind of coverage to your auto insurance policy.
The Bottom Line on Auto Theft Impact
If your car gets stolen and you have comprehensive coverage under your auto policy provided by House of Insurance , then you might be covered for the actual cash value of the car. Keep in mind, the payout might not cover any personal items lost in the theft unless you have a homeowners or renters policy that covers off-premises theft.
Being equipped with knowledge is as important as being equipped with the right auto insurance. The team at House of Insurance in Houston, Texas is ready to help you understand and choose the right coverage to suit your needs. For any queries or further insight on the impact of auto theft on your insurance, feel free to contact us.
